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Shop for Your Dream Home with Confidence

APPLY ONLINE FROM 
ANYWHERE, LITERALLY.

Our quick and simple online application allows us to gather the info we need to get you prequalified* and can be done from virtually anywhere. Mobile, tablet, computer; if you can name it, you can apply from it. Through our secure website, you'll also be able to upload documents relating to income, credit and more. We truly offer a hands-free, almost paperless process, making it easier to do things on your time.

What is prequalification?*


Prequalification is an estimate of what you might be able to borrow. You will provide your lender with information about your income and assets, and sometimes will submit to a credit check. Your lender then gives you an estimate of your loan amount and loan program.




How does it benefit you?


You will be able to shop with the confidence of knowing your exact price range. You can identify credit problems that can be addressed early in the lending process. You will typically have more negotiating power, as some sellers see more strength in offers from prequalified buyers. If you are self-employed or a commission-based buyer, prequalification can demonstrate financial backing if your income fluctuates more than those of salaried buyers. Prequalification gives first-time homebuyers the advantage of equalizing their offer with similar offers made by previous homeowners.




Do you have to pay for the process?


No! All the more reason to use our site for mortgage information, to compare interest rates and various loans and for prequalification at no charge. Want to go one step further? Hit us up.




Should you get prequalified before searching for a home?


100% yes. If your credit score and finances are already in order prior to your house hunt, the process goes much smoother. The prequalification process:

  1. Gather your personal financial information such as bank statements, W-2 forms and paycheck stubs and send them directly to us via our contact page or upload them through our secure website when you apply online.
  2. We will pull your credit report and evaluate your financial documents. With this information, we will be able to discuss the best home financing options for you.
  3. Once you're prequalified, we will send you a prequalification letter to show the realtor and seller that you are a serious potential buyer. This gives you a leg up when it comes to making an offer because the seller knows you have been prequalified to make an offer on theire home.





WHAT ARE THE BENEFITS OF
GETTING PREQUALIFIED?*

Prequalification* is an estimate of what you might be able to borrow.

  • Start home shopping with the confidence of knowing the exact price range you can afford.

  • Identify credit problems so that they can be addressed early on in the lending process.

  • Have negotiating power. Sellers see more strength in offers from prequalified buyers.

  • Show sellers that you have financial backing if you are self-employed or commission-based.

  • Prequalified first-time buyers have just as much buying power as offers made by repeat buyers.

READY TO APPLY?

Apply online today from anywhere or use the form to start a conversation about which loan is right for you.

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1717 W. 6th St #340, Austin TX 78703

512-381-4642

Zander Blunt

Sr. Loan Officer /

Branch Manager

nmls: 188473

Copyright © 2020 PRIMELENDING 

In accordance with Section 326 of the USA PATRIOT Act of 2001, PrimeLending NMLS: 13649 is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act. PRIMELENDING A PLAINSCAPITAL COMPANY®, PRIMELENDING ®, HOME LOANS MADE SIMPLE®, DISCOVER YOUR BEST ®, NEIGHBORHOODEDGE®, LOANTELLIGENCESM and LOANPLICITYSM are trademarks, service marks, or registered trademarks or service marks of Hilltop Holdings Inc., licensed to PrimeLending, a Plains Capital Company, for its use. You may not use, display or reproduce them without the prior written consent of Hilltop Holdings Inc. and PrimeLending. Further, you may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site. All other trademarks identified and contained herein are the property of their respective owners and their use herein does not imply sponsorship or endorsement of their products or services.

This website is not intended to offer loan services for properties in New York.

*A prequalification is not an approval of credit, and does not signify that underwriting requirements have been met.